Vehicle Comprehensive Insurance (Kasko)
Comprehensive Car Insurance (Kasko) compensates for damages that may occur to your motor vehicle and provides protection against potential risks within the framework of the policy terms.
COVERAGE
A comprehensive car insurance policy generally covers:
- Damages caused by earthquake, flood/water, malicious acts, fire, theft, and hail.
- Damage to your vehicle while in motion or stationary.
- Damage to your vehicle while in motion or stationary.
- Provision of a replacement vehicle (assistance car) while your damaged vehicle is being repaired.
Why Should I Get It Done?
A comprehensive car insurance (Kasko) policy protects you against risks such as natural disasters, fire, theft, and collisions.
It also covers accidents that occur whether the vehicle is moving or stationary, including situations where an external force or object impacts the vehicle, or the vehicle strikes, rolls over, falls onto, or collides with another object—regardless of who is driving.
Is a Replacement Vehicle Provided in Case of Damage?
If the assistance service clause is included in your policy, a replacement vehicle is provided for up to 4 days while your car is being repaired.
Exclusions – Situations Not Covered
- Mechanical or electrical failures
- War
- Sun damage
- Racing or competitive events
- Use for commercial purposes
Can I Use It Abroad?
Your policy is valid in the Turkish Republic of Northern Cyprus (TRNC) and South Cyprus.